Friday, 30 September 2016

Action vs. inaction

Spring is a great antidote to long cold winters. It's the same with action and inaction. Action is a powerful antidote to the stagnation of inactivity. Being creatively alive involves abandoning a position of inaction in circumstances which have traditionally immobilized you. The name of the game is action. Doing. Overcoming your inertia and acting will give you a whole new lease on being creatively alive. Action is the single most effective antidote to depression, anxiety, stress, fear, worry, guilt, and of course, immobility. It is virtually impossible to be depressed and active at the same time. Even if you wanted to, it is difficult to keep on moping, complaining, lolling around and wallowing in self-pity if you get active and do something. Anything! Just doing is such an important part of being a fully functioning person. In fact, that lack of action is not a result of depression; it is the cause. Don't be paralyzed by the fear of making a mistake. Taking action, gives you momentum. Initiating the effort attracts opportunities and synergistic things happen. Inactivity, on one hand, is most often a choice rather than an inescapable fact of life, while action is a definite way to avoid being victimized by yourself or others. If you decide to do something about your problem or challenge, rather than grumble about it, you'll be on the road to changing things around for yourself. When you take action, you also take control. Thinking keeps you a prisoner of the past. Action puts you in control of the future. If you find yourself asking, "Yes, but what can I do" the answer is very, very simple. Anything is a lot more effective than nothing. This old proverb has a lot of truth in it: Even when you are on the right track, you'll get run over if you just sit there.


Horses secretariat s maiden races

In this article we're going to take a brief look at Secretariat's early races in his career that led up to a triple crown winner. Secretariat was a winner, but he didn't start out that way. His very first maiden race was on the 4th of July in 1972. There was a lot of fanfare surrounding this race. The big bad red racehorse was supposed to eat up the field alive. All the talk about his lineage and all the rah, rah, rah, couldn't stop a 4th place finish. Oh he was chasing after the leader as they came down the finish line but never could catch him. In spite of the disappointing 4th place finish, owner Penny Chenery and trainer Lucien Laurin, along with the Meadow Stable crew, must have seen something special on that Independence Day. Twelve horses were entered into that race on that day at the Aqueduct Race Course. For those who don't know this, a maiden race is a race where all the horses are non winners. Not only were these twelve horses non winners but five of them had never even been in a horse race. While this race was viewed as a learning experience for the young Secretariat, it more than showed what he was capable of doing. In this race Secretariat was a 3-1 odds to win. Ironically, this was the longest odds he would ever go off at in his whole career and it was only time that he ran a race and didn't win, place or show. Even though this was a maiden race the stands were packed on this day. For true racing fans this was a historical event and one that they weren't going to miss. Of course if you ask people to this day, there will be many more who will have claimed to have been there than actually were on hand. Kind of like Woodstock. Even though Secretariat didn't win his first race, his winless career wouldn't last long. Eleven days after his racing debut at Aqueduct he was back at that same race course as the favorite to win. He got off to a shaky start in this race but showed some real power down the stretch. He came out of the gate 6th and immediately went for victory, not pacing himself at all. Unfortunately he didn't break out well and was rushed into contention. He quickly went from 6th to 4th until finally he was first by about a half a length. Around mid stretch he really took command and went on to win the race by four full lengths or the distance of four horses. The rider of Secretariat for his first win was veteran jockey Ben Feliciano. Secretariat had his first of what would be many wins. He didn't disappoint anyone on this day, coming in as the favorite and winning easily. After the race, Secretariat headed for Saratoga Springs, New York. At Saratoga, everyone's eyes were on what was going to become one of the greatest race horses of all time.


Tips for running for local office

What do you need to win a race for a local office? Yes there are photo sessions, lots of handshakes, victory speeches, and hype. Yet what makes running for political office a success are not only those. There is a lot of behind the scenes work that shows off in front of the voters giving you their trust, and eventually, their vote. Let’s look at a few things you can do to improve your chances and make it a worthwhile effort to run for your local political office. Find out the Requirements There is more to politics than what meets the eye; start with doing your homework properly, check the requirements of the position you want to run for and see if you are eligible. Build Votes on Your Actions There can be times when people just get off their daily lives and run for a local election and win easy, those are instances that are too rare to invest in. If you intend to ever have a political ounce in your body, be sure to build your image beforehand. Get involved with organizations, education programs, and local societies. See what people are interested in and get down to the issues. Career Decisions Before you jump into the political life, be sure it is what you want. Will you withstand the pressure that ensues or do you mind people talking about your personal life like their breakfast cereal? If you do, think again, you will end up wanting them to talk of you, but just the good stuff. Personal grooming Looks don’t count when we talk about knowledge and the ability to solve the people’s problems but anyone with political know-how will tell you that good looks, a beautiful wife and cute kids do matter. Your family is the projection of your ‘human’ side, use it well and make the people associate it with you. Learn to Smile Sure it could be covered under the grooming section but it is too important to have a good smile, and a ready wit to bundle it with other things. People want to see an assured leader but they also want someone who has a sense of humor. People want someone who talks of serious things with a demeanor of a problem solver yet is still one who can still smile and laugh. Know your Opponent ‘Know Thyself’ is the popular phrase, but in politics it is just as important to know your opponent. Homework comes in again; keep a track of your opponent’s weaknesses and find out if there is something your opponent wants to keep hidden, it is virtually 99% of the time something that would throw his voters off and you have everything to gain. Bury your Weaknesses Deep It is a two way game though; you have to know when to shut up too. Surely there are going to be times when your have the dirt on your opponent but never get close to what your opponent might get on you. If you have something to hide, you should play the elections clean and to your strengths instead of your opponent’s weaknesses. The Media Newspaper media, radio and television are all your friends. If they are not, make them so. You can not visit every home personally for them to meet you; chances are though that newspapers, radio or television transmissions are watched in every home in your jurisdiction. Be at your very best when the camera points to you. Make sure to know the right answers, stammering in the face of questions is quite the campaign killer. Catchphrases and gestures that win people over and even quotes from the greats are wonderful public campaigning material, and as such, things you should practice before you speak. It is also a great asset for any politician to be quotable. Use short and pithy sentences, give them meaning and yet do not overburden them so the meaning is not lost,. After all, people do want to understand you. Campaign Organizers and Advisers It is always helpful to have people who know how to run a campaign around you. Surely your friends and family can help you at the local level but just be sure to think things through while you are planning; that can be the difference between a haphazard campaign and a meticulous one. Elections at any level require funds; work out your fund raising techniques. What slogans can you work with? Make friends with your catchphrases; work on local issues with local communities that would be happy to lend you a hand if you are able to project their cause well enough. Plus, campaign posters and signs are an important part of your drive as well, make sure you get enough exposure before the voting commences that you are a household name people recognize…and finally, did we say use family, friends and their friends too? Do that!


Como mantener tu salud mental

En los ъltimos aсos la mucha gente se ha dado cuenta de la importancia de una dieta apropiada y acompaсada de ejercicio fнsico. En los pasados 20 aсos sin duda ha habido un cambio en cuanto al estado de salud de muchas sociedades, que ha determinado una mejor calidad de vida. Sin embargo, esto no ha traнdo salud mental que es tan importante como la salud fнsica. Hoy en dнa, la mayorнa de la gente hace de 4 a 6 horas de ejercicio por dнa, y se asegura de que todo lo que ingiere, no tiene azucares o preservantes, pero no prestan atenciуn a su salud mental. Es decir, mucha gente no toma las vacaciones necesarias, ni siquiera en los fines de semana largos. La gente trabaja 60 horas por semana, llevбndose a las casas los problemas del trabajo y trabajando los fines de semana tambiйn. Todo esto con esperanzas de mejorar la calidad de vida material. Pero, їde que sirve todo el esfuerzo cuando el cerebro esta abundado y sientes explotar en la oficina? Al final, la salud fнsica puede sufrir no importa que bien comas y hagas ejercicio. Probablemente tengas alta presiуn, estrйs y tensiуn lo cual pondrб en alto riesgo tu salud. Para ayudarte a evitar llegar a alguna de las anteriores situaciones, aquн te presento algunos consejos para mejorar tu condiciуn mental. Si disfrutas la adrenalina, te recomiendo que pruebes deportes como kite surfing, bunge jumping, y demбs. Si disfrutas andar en motocicleta es muy bueno andar en contra del viento como terapia para relajarse y disfrutar un buen viaje. Buscar actividades que te desconecten de la rutina diaria (la cual a veces puede ser estresante) es la clave principal. Por ejemplo, si disfrutas leer, un buen libro de ciencia ficciуn como "Harry Potter", "Lord of the Rings" u otros pueden ser perfectos para ti. Si disfrutas en cambio mirar pelнculas, entonces comienza con hacerte socio de una tienda de DVDs y veras que bien te harб. Actividades como paseos fuera de la ciudad, visitar viсedos, campos, parques y demбs son esenciales a la hora de relajarse. Si disfrutas las montaсas, todavнa puedes ir a visitar la nieve, esquiar y aflojar tu mente. Las vacaciones, por mбs pequeсas que sean te llenaran el alma con memorias alegres y positivas. Si disfrutas andar en bicicleta, o en patines esas son actividades que te destaparan y ayudaran a sentirte mejor. Siempre es divertido hacerlo con amigos que estйn dispuestos a un poco de aventura. Organizar un grupo grande de gente que quiera hacerlo es una buena idea, que los puede llevar a conocer lugares que nunca creнas que ibas a encontrar. Rнos abandonados, pasajes que estбn cerrados para la gente, bosques y demбs lugares increнbles para conocer. En fin, hay un sin fin de actividades para llevar a cabo si buscas caminos diferentes para mejorar tu salud mental y relajarte naturalmente. No olvides que la salud mental es tan importante como la fнsica y que para tener una hay que tener la otra!


Natural supplements for women s health from nutraorigin menopause

Menopause can go one of two ways. It can be a miserable experience characterized by aggravating menopause symptoms. Or, it can be a pain-free transition that’s barely noticeable. In fact, choosing the right menopause supplement can make all the difference. nutraOrigin, makers of high quality vitamins for women, shares the secrets of natural treatment for menopause. Menopause symptoms: Common but avoidable Every woman experiences her own unique set of menopausal symptoms, which can include hot flashes, night sweats, mood swings, heart palpitations, vaginal and urinary changes, and decreased memory and concentration. Most experts agree these symptoms are caused by low or fluctuating estrogen levels, which throw everything off kilter. But that doesn’t mean a difficult menopause is unavoidable. Between 75-85% of American women going through “the change of life” report experiencing menopausal hot flashes. Yet only about 10% of Japanese women do. Why the discrepancy? It’s all in the diet. Japanese women eat several servings of soy a day, which naturally contain anti-hot-flash substances called isoflavones. American women don’t. Natural Hot Flash Remedies and Menopause Treatments from nutraOrigin MenoBalance Supplement Isoflavones help you get control of hot flashes – but they also provide relief for a whole range of symptoms. How? These phyto-nutrients have the remarkable ability to imitate the biological activities of female hormones. That means that even if your own natural levels of estrogen are plummeting, isoflavones can trick your body into thinking it has enough. Soy is well-known for its natural content of isoflavones, but most of the research studying isoflavones for menopause relief has been performed on red clover. nutraOrigin formulated MenoBalance with a high-potency blend of isoflavones from red clover and kudzu. The formula additionally protects cardiovascular health, with patented Actifolate folic acid and resveratrol; supports bone integrity, due to the synergistic activity of isoflavones and vitamin D; and provides protection to hormone-sensitive tissues, with rosemary and turmeric. Black Cohosh Essentials Supplement Scientists have conducted numerous studies demonstrating the efficacy of black cohosh for relieving the discomforts of menopause, with minimal or no side effects. In fact, one double-blind, placebo-controlled trial found the herb was 47% more effective than conjugated estrogen at beating menopause hot flashes! Cohosh has also been shown to help alleviate headaches, heart palpitations, and nervousness and irritability associated with menopause. The evidence is so strong that the German Commission E (similar to our FDA) has approved black cohosh as a treatment for menopause. nutraOrigin’s Black Cohosh Essentials features 80 mg of standardized black cohosh – four times the amount seen in weaker extracts – for maximum effect. It also includes lemon balm and motherwort, which help reduce stress and anxiety. Nutra Multi Iron-Free Multivitamin Studies show older women are more likely to be deficient in key vitamins like B1, B2, B5, folic acid and D than younger women. That’s why a multivitamin like nutraOrigin’s Nutra Multi Iron-Free is so important. It delivers all the necessary vitamins and minerals needed to create a foundation of health – including 500 mg of calcium – but leaves out the iron, since too much can be harmful to menopausal women. The experts at nutraOrigin recommend taking all three formulas together for maximum synergistic effect.


How different types of water filters work

According to reports around 7 million American people use contaminated tap water for drinking. Now people are becoming more conscious of using filtered water. But many research studies indicate that filtered bottled water is also of tap water quality. There are many conventional ways where people are using filtered water. The following are some of the main ways to get filtered water. 1.Use of water pitchers is a simple, cheap and easy method. You can fill the pitcher with tap water and allow it to filter. But this process takes a lot of time to filter a liter of water. This is not a proper method for immediate use. 2.Use of Faucet Mounted Water Filters is a cheap and convenient method of obtaining filtered water. The filter is connected to a water faucet and by turning the tap, filtered water comes out. The cartridge needs to be replaced every month. 3.Use of under sink water filters is better than the above two methods because the whole setup is closed. For better performance, the filters are to be installed by professionals, as the cartridges need to be used for filtration purposes. The cartridges need to be replaced every six months. For an average person this system is not feasible. 4.Whole house water filtration systems filter every faucet in the home and it is better than under sink units. The cartridges need to be replaced every six months. 5.Use of reverse osmosis water filters is very popular. It is less expensive and more effective. The filter systems are available in the market today. The reverse osmosis water filter wastes 5 gallons of water for every gallon of water filtered. Reverse Osmosis Water filtration system is best among the above because even the smallest particles are filtered out These are some of the choices for obtaining filtered water for your home. You can buy the suitable filtration system as per your requirement. There are lots of websites which sell these water filters, and the rates differ from company to company.


Thursday, 29 September 2016

Uk first time buyers turn to overseas property

Beth Collingz, PLC International Marketing Director for Pacific Concord Properties Inc's Lancaster Brand of Apart-Hotels or Condotels in the Philippines said a recent study published by UK National Savings & Investments found 84 per cent of 18 to 30-year-olds believe buying property abroad is a more viable option than buying in Britain. Young people buying abroad and renting in Britain are and will continue to be a growing phenomenon. They generally look at spending less than Ј200,000. This comes on the back of recent reports by Barclays Bank that revealed the number of Britons keen to buy property abroad has doubled to 18,000 in a year. When you consider these facts along with aging population, increased property wealth, Self-Invested Pension Plans and leisure lifestyle aspirations of the populous it is easy to see why many shrewd property investors are looking for better lifestyle and hassle free overseas ownership and why many advisors are looking aside from the traditional UK buy to let and Spanish holiday let for property options for Condotel Investments in the Philippines. Collingz said: Since the Dollar value depreciated and UK Pound Sterling hit 96:1 on the Philippine Peso, my phone has been very busy with buyers from the UK interested in purchasing investment properties and holiday homes here in the Philippines. A lot of this interest is being driven by relatively cheap market prices in the Philippines compared to Europe, especially UK Housing prices, and easy payment options available for our Condotel Developments, but there are other factors, too. Offshore Property Investors, Foreign baby boomers as well as overseas Filipinos, are looking for ways to maximize their return on investments as they approach retirement, and so are purchasing second homes, particularly Condotel Investments where they can use the Condo for vacations and rent it out through In-House Management when not using the unit thereby gaining rental incomes that on today’s purchase prices, give a projected ROI on their investments of some 8-16% depending upon the mode of payment for the unit. Collingz, who also runs PLC Global Pinoy, an internet based marketing network specializing in Condotel Investments, indicated more than 85% of all sales in Metro Manila were to international clients. These international buyers know it’s a buyer’s market in the Philippines right now - there are a lot of properties available and fewer local buyers, Collingz said. I’m working with clients who are purchasing their second property with me. We also have referrals from many of our prior customers and new clients who have found us through our Web sites, lancastersuites and plcglobalpinoy which include a special section for international buyers. Another major driving factor in overseas property investments from the United Kingdom is UK Tax Payers taking advantage of tax incentives and Investing their Self-Invested Pension Plan [SIPP] In Philippine Condotel Investment Real Estate for Rental Income and Retirement said Collingz. A Self Invested Pension Plan [SIPP] is a personal pension plan but with one very significant difference: administration is separate from investment content, giving the plan holder freedom to choose for himself and change the investments within it. The long-awaited rules on what savers can include in their personal pension plans were unveiled in April 2006 by HM Revenue & Customs. The Guidance Notes confirm that the Chancellor is permitting Self Invested Pension Plan [SIPP] holders to invest in hotels such as the Lancaster Brand of Condo Hotels in the Philippines. The only stipulation is that SIPP holders may not stay in their rooms. With more nights available for paying guests, this not surprisingly increases the room owners' returns. It is estimated there are now more than 70,000 plans holding over Ј14bn. A year or so ago, few people in the UK realized that they could manage their Pension Plan portfolios themselves, and even fewer knew that they could invest their SIPP retirement money in homes in the sun which now prove to be among the most popular potential investments to include in a SIPP If you’re considering using your SIPP to invest in real estate, there are some excellent reasons that you should choose Philippine Condotel Investment real estate to drive your retirement portfolio into high profit margins. The Philippines is ideal for this type of investment because a SIPP can establish title to a property in a country whose legal framework recognizes trusts and a SIPP is simply another form of trust. Investing in foreign real estate is neither as risky nor as tricky as a lot of people would have you believe. While land and housing prices in the U. K. have soared astronomically in the past decade, the world real estate market is a far different story. It’s still possible to buy a preconstruction Condotel suite at Lancaster The Atrium located in Metro Manila, Philippines, for less than GBP Ј25,000.00 The beauty of holding property in the Philippines is the low cost of property taxes and maintenance. A GBP Ј25,000 Condotel suite will only set you back GBP Ј100 in property taxes per year, and maintenance costs are similarly low. When you add in the tax-protected status of investments made in your SIPP, annual off plan property appreciation and the 8-16% returns through rental income through the Condotel advantage, you have an incredible ROI on a purchase of Philippine Condotel investment real estate enthused Collingz. With preconstruction property in the Philippines appreciating at some 20% per annum not only do real estate investments look good but the rental income return in the Country is in excess of what many Pension Plans offer for the same or similar investment. Many new investors are looking to replace failed pension plans and other future saving schemes with a solid investment in Real Estate. Clients are looking for investments that will give them an income for retirement as an alternative to traditional private pension plans that have failed. Most company pension plans are insufficient as are Government Pensions. Bank rates for Savings accounts are at record lows. Savvy investors are now looking for a more solid investment with potential for monthly income. Condotels in the Philippines fit the bill. Collingz said this potential, high rates of rental returns from Condo Hotel Investments, up to 16% per annum, opens up a huge market not traditionally looked at by Real Estate Agents and Brokers whom all so often run around looking for normal residential profile buyers without looking at the by far bigger picture of investments, investing and retirement. "We’re here to help our clients and advise them of emerging investment opportunities in the Philippines. Self-Invested Pension Plans and Lancaster Condotels, fit this bill exactly. Pacific Concord Properties, Inc., Flagship Lancaster Condo Hotel [Manila] development located along Shaw Boulevard, Mandaluyong City, Metro Manila, is currently one of the hottest Condotel Investments in the Philippines. Lancaster - The Atrium is accepting Reservations for Studio, One, Two & Three Bedroom Suites adopting International Standard Escrow Trust Account Buyer Safe Easy Secure Payment Plans with 6 year interest free payment terms or up to 12 year "In-House" financing available, full condo ownership and minimum monthly maintenance fees, you really should take a moment to look at this Philippine Condotel Investment Opportunity encouraged Collingz. Further info regarding Condotel Investments in the Philippines, Lancaster Suites currently available suites, price and terms of payment can be found on the firms website.


A look at cordless phones

Cordless phones, also known as portable telephones, use a wireless handset in order to communicate with the phone’s base, which is connected to a telephone landline. In order for cordless phones to function properly, they must be used within a specified proximity to the base. Most individuals find that they can use their cordless phones throughout the house or in the yard without interruption. In their earliest days, rotary telephones were common and required nothing more than a connection to a landline. Cordless phones require the same, along with an electrical outlet in order to charge the internal battery. This function is what allows the telephone to operate when away from the base and these batteries are automatically recharged when the phone is not in use. After years of use, the battery may need to be replaced. This can often be difficult on older models, but a compatible battery can sometimes be purchased directly from the manufacturer. In some cases, it may be less expensive to purchase a whole new phone than to replace a battery in the old model. Years ago, there was growing concern about the privacy related to using cordless phones. The potential for conversations to be picked up by nearby baby monitors, radios and other devices was troubling to many. However, the manufacturers of cordless phones have stepped up to increase their security. In order to receive the best privacy, a 900mhz or better cordless phones are recommended. The convenience of cordless phones is undeniable. With their invention, it is now possible to have the telephone with you literally wherever you go. This is especially valuable to elderly people who live alone and need to have a telephone nearby. Anyone who needs to have quick access to a phone will find great comfort in the presence of cordless phones. In addition, the clarity is much greater than the previous rotary models. With a clear conversation and the ultimate convenience, cordless phones have quickly become a staple in every household. Many individuals are selecting the double handset models, which only require one telephone line but allow for two different bases to be located throughout the house. This is especially desirable for the household with only one landline connection, but has the desire for more than one telephone. A dual handset is like having two telephones, but only requires one hookup. With prices starting at $10.00 for basic cordless phones or $50.00 for a dual handset, there is an option for every budget.


Does anybody make money on the internet

There are many sites that will you that you can easily find ways of making money on the internet, but obviously most of these are scams. Of course, making money on the internet is possible, but not in the ways that you are likely to be told. There is no get rich quick scheme that is guaranteed – if someone had thought of the secret to make hundreds of thousands of dollars over night, they would be using it for themselves, not selling it to you for thirty bucks. That is because the way most of these sites are making money on the internet is by profiting off of the dreams of the broke or gullible. Nonetheless, it is possible to make money over the internet. Why, I do it myself as a freelance writer. The internet has several things going for it as opposed to working out there in the “real world”. First of all, you can work from home, which is always very nice. Besides that, there are many other advantages to making money on the internet. You can set your own hours, get money as soon as you complete your projects, and be your own boss. Besides this, if you are good at marketing yourself, the world wide web gives you unprecedented abilities to reach out to other people and make connections or sell your services quickly. However, there is no miracle solution. Just because you don't have to leave the house to make money on line, doesn't mean you don't have to hustle. For me, I work mostly as a freelance writer, so I use several resources to meet potential employers for that work. I use craigslist a lot, because there are so many jobs offered every day that you are bound to quickly discover business contacts that are useful to you. Of course, there are many better resources for making money on the internet, but most of them are connections. You have to develop them yourselves through getting referrals from people you have worked for. Although you often never meet the people you work for face to face, when you make money over the internet, it is basically just like anywhere else in life: it is all about the connections. That being said, it is not hard to start making money on the internet, but it is hard to make your living on it and not just a supplementary income.


09 Have your own voice through creating special reports

Have Your Own Voice Through Creating Special Reports You're probably searching for additional revenue streams to keep your business solid and secure in this contracting economy and uncertain world. Producing specialized content for sale is one of the fastest, most reliable methods of making extra income fast. Writing a "white paper" or a special report, is a great way to set yourself up as an expert in your field, and share valuable information with your prospects. You may already have most of the ingredients for an e-book or special report in your files or archives. Find out which ingredients make customers willing to pay you for material available from other sources, and what elements you should include in your marketing copy to spark their interest in buying now. Here are the steps to take when writing your special report: · Have your end goal in mind before you start. · Do you want to find a way to increase sales, while reducing your cost to acquire those sales? · Who are you trying to impress and what is important to them? · What distribution method will be best? · How many people do you want to impact with this report? · Make sure the layout of your special report looks pleasing, and is very easy to read. · Keep in mind that it’s basically salesmanship in print. · Keep your facts accurate, very brief and to the point. The denser your information, the more valuable and more likely to keep the interest of your reader. · Write an attention getting headline. 95% of your readers will decide if they will read your special report based totally on your headline, so make it great and make it benefit driven. Get it on the web. When emailing others, include your white paper URL in your SIG line of your Email or include the URL when promoting your special report on Email discussion lists.


Planning a trip outside canada a travel tip you simply can t afford to ignore

Your holidays are booked, your bags are packed and you think you have everything you need—money, passport, tickets, and clothing for every occasion. What more could you possibly require? For almost 41% of Canadians who do not always travel with it, the answer is emergency medical travel insurance. Whether simply forgotten or deemed unnecessary, the fact is that travel health insurance should be a must-have before you leave the country. When you are away from home even the most minor injuries or illnesses can become a major expense. So while an accident or illness can happen anywhere at anytime, emergency medical travel insurance helps to protect you from the unexpected costs that can come with a visit to a doctor or hospital outside of your home country. Consider for example the following estimates: A stay in a US hospital typically costs about $2,500 Canadian per day. Even more shocking is that if your condition is serious and you require intensive care, it is not uncommon that you would end up paying about $10,000 per day. If you’re not worried about the costs, because you believe your province’s health insurance plan will cover it, make sure you look into your province’s coverage first. You may be surprised to learn that if your province’s health coverage does extend outside of Canada it will likely be limited. For example, if you are an Ontario resident travelling outside of Canada you will be covered for emergency care from a physician but only for as much as that service would have cost in Ontario. And, if you need to stay in a hospital to receive emergency services you are covered up to $400 per day for intensive, complex care. If it is less intensive, the maximum is $200. Why risk it, when emergency medical travel insurance is so inexpensive? There’s a good chance you’ve spent hundreds, if not thousands of dollars on your trip. For a few extra dollars, you can protect yourself by ensuring you get the attention you need, when you need it while not having to worry about how your emergency treatment will get paid. The following travel health insurance quotes can be found easily online and show how little emergency medical travel insurance actually costs: • For travellers aged 16 to 40 years, emergency medical travel insurance is available for as little as $15 for a 2 week trip—or for as little as $26 for an annual travel health insurance policy that covers you for every 2 week trip you take in a year. • For travellers aged 41 to 55 years, emergency medical travel insurance is available for as little as $15 for a 2 week trip—or for as little as $27 for an annual travel health insurance policy that covers you for every 2 week trip you take in a year. • For travellers aged 56 to 59 years, emergency medical travel insurance is available for as little as $21 for a 2 week trip—or for as little as $28 for an annual travel health insurance policy that covers you for every 2 week trip you take in a year. Quotes are for single and annual trip emergency medical insurance for a resident of Ontario travelling overseas or to the US. Without emergency medical travel insurance, an illness or injury could not only ruin your vacation but would likely have financial consequences for years to come. Why risk it when emergency travel health insurance costs so little and can save you so much? Not to mention the peace of mind it will give you knowing you're covered. Don’t leave home without travel health insurancepare emergency medical travel insurance quotes online today and get the coverage you need for your travels. It is a travel tip that could save you thousands of dollars.


How to trade stock timing is everything

The following article lists some simple, informative tips that will help you have a better experience with how to trade stock. Aim for the best timing in stock market trading. It is the only option for a successful stock market investor learning how to trade stock. In order to raise capital and invest in the business, companies issue their stocks and the public may then buy and sell. The price varies depending on the supply and demand. This is what a stock market trader takes full advantage of. The business of stock market trading can offer better profits to the investor compared to ordinary stock enterprise. The stock market offers a wide variety of stocks to choose from for any investor to go on with stock trading. There is always a moving stock out there amongst the thousands of others registered. However, a careless attempt to proceed with stock market trading can produce undesirable result. Big losses can be incurred if the market trend is not properly predicted. Small profits would also frustrate the purpose of doing stock market trading. An uninformed stock trader may also end up waiting for that decisive moment that would never come. Market Timing The more authentic information about how to trade stock you know, the more likely people are to consider you a how to trade stock expert. Read on for even more how to trade stock facts that you can share. To avoid the adverse effects of poor stock market trading, investors use market timing to forecast when the market will change its course. Market timing presumes that the decisive point can be predicted ahead. The direction of the market is predicted through a thorough examination of the price and economic data. Best Timing The consistency of such trend prediction is subject to many factors, that is why the aim of any would-be successful investor is best timing. At first glance, market timing sounds like a guaranteed way to make it big. This however requires exertion of considerable effort and persistence in carefully studying the various factors this is the proper way to learn how to trade stock. Avoid mere speculating. Speculating is a desperate move when the investor hasn't done his homework. Investors also buy stocks because they got a hot tip from someone. Most of these tips however prove to be false, as they are mostly given by parties with vested interests. Market timing requires involvement in research to know the company's history and calculate the trend by charting the movement of the stock’s price. This involves analysis of the value of the stock to come close to accurate in predicting the trend. This is ideal in developing standards for when to buy and when to sell for the investor must accurately settle on the proper time to sell. One must also correctly determine when to regain, reselling the stock bought when it reaches its peak value. This way, the maximum profits can be realized. Is there really any information about how to trade stock that is nonessential? We all see things from different angles, so something relatively insignificant to one may be crucial to another.


A short history of herbs

The world of today is a world of progress, no one doubts about that. We have managed to do in 200 years of continuous industrial revolution, what we couldn’t do in thousands and thousands of tumultuous history. And yet, with all these technological breakdowns and synthetic substances, artificial food, not to mention the reign of King Plastic, some people still find the power and the wisdom to ask themselves how people in the past remained healthy and fit without nutritional supplements, drugs, even antibiotics. Their secret was that that they used what Mother Nature gave them: the plants to cure themselves. Fortunately, this knowledge hasn’t been forgotten; even if they’re not so widely used, plants have found their place in our civilization. The story begins thousands of years ago, before the recorded history, when man didn’t know how to write or read, but knew how to follow their instincts. They discovered that certain herbs could alleviate their pains, others could make a wound disappear and others could even kill them. In the course of time, societies developed and with them appeared the means to transmit their knowledge other than orally. 5000 years ago, in Ancient China, people used rhubarb (Rheune palmatum) as a purgative without knowing anything about the actual active substances they contained. Also, they used Ephedra to treat asthma, even though the substance called ephedrine was discovered much later, in 1887 AD. All oriental ancient civilizations had their insights into the fascinating world of botany, as plants were one of the few elements to which they could resort to heal themselves. The famous king Hammurabi of Babylon (18th century BC) recommended mint to cure constipation and other digestive disorders. Mesopotamian doctors considered that the best time to take a herbal medicine was at night or early in the morning, a principle which is confirmed nowadays by modern studies. The Indians had an entire system of rules, prescriptions, remedies and practices, called Ayurveda, many of which involved the use of plants. They also had strict rules about when, by whom and from where the plants should be collected People in Ancient Egypt knew and used the castor-oil plant, wormwood, saffron and oregano to heal and disinfect wounds; they also put coriander in their tombs so that the spirit will remain healthy in his afterlife. There are written records of their use of garlic (especially for the workmen who built the pyramids), indigo, mint and opium. The Greek and Roman civilizations have made a major contribution to the medical science. Although much of their studies stemmed from other cultures (Mesopotamian, Egyptian), they added precious information and, in time, they became more and more concerned about the diseases and cures as natural and realistic processes, rather than spiritual or magical. Physicians like Hippocrates, Dioscoride and others have recorded their discoveries; their works would enlighten the pre-medieval civilizations for many centuries after their death. Dioscorides wrote De Materia Medica (1st century AD), which contained a list of hundreds of medicinal plants, along with their description and curative qualities. The Dark Ages met with a lack of any further recorded herbal studies; the knowledge was probably transmitted from generation to generation – parents taught children, monks, even herbalist taught apprentices. However, there lived a great Persian physician by the name of Avicenna (Abu Ali al-Husayn ibn Abd Allah Ibn Sina) who wrote one of the most famous books in the history of medical science: The Canon, which also contained information about how plants should be used and their properties. In1527, the Swiss thinker Paracelsus demonstrates that only a small part of the plant has an effect upon the human body (1g per 20 kg of plant), which is what we now call active substance. Later on, scientists have developed methods to isolate these substances. However, the first complete categorization of all known medicinal plants was printed in a book called Theatrum Botanicum by John Parkinson in 1640 AD. In 1649 Nicholas Culpeper pulished A Physical Directory, which is considered one of the best herbal pharmacopoeia manuals still quoted today. As chemistry as a science developed, physicians started to use more and more widely synthetic medicines, such as aspirin, which proved to have side effects. Yet all pharmacists and drug producers confirm the fact that, unlike artificially synthesized substances, medicines extracted from plants are more accessible to the metabolism and friendlier with the human body.


Wednesday, 28 September 2016

Affordable cars priced from under 15k

: Are you looking for a new car? If you are, there are several models available to you for under $15,000. Twelve are mentioned here; thirteen if you include the Nissan Versa to be released later this summer. Increased competition has made this a great time to buy a new car so compare, shop, and save! Chevrolet Cobalt – With an MSRP of under $13,000, this Chevrolet model is one of the lowest priced cars manufactured in the U. S. A competitive price when you realize that few new car models are priced so low. If the Cobalt price still isn’t low enough for you, then Chevrolet also markets the Aveo, a vehicle GM imports from its South Korean subsidiary Daewoo. The Aveo retails for just $9890! Ford Focus – Retailing at $13,990 the Focus is the lowest priced vehicle sold by “blue oval” in the U. S. Not cheap enough for you? Special incentives on the ZX3 version of the Focus can lower the price by as much as $3000! Honda Civic Coupe – It is getting increasingly difficult to find a Civic under $15,000. Why is that? Well, Honda has been gradually pushing the Civic up market in a bid to compete against the Nissan Sentra and Toyota Corolla.


Don’t worry, Honda is about to release a car even smaller [and cheaper] than the Civic: the $12,000 Fit will be in Honda showrooms later this year! Hyundai Accent and the Hyundai Elantra – Leave it to Hyundai to have two vehicles in its line up that sell for under $15,000. Starting at just $12,455 the Accent GLS is bargain basement, but not stripped. The car comes with four wheel disc brakes, 8 way adjustable driver’s seat, and ABS. The Elantra is slightly up market and retails for about $1300 more than the Accent. Kia Rio and Kia Spectra – With an MSRP listed at $11, 110 the Kia Rio is the lowest priced four door car sold in the U. S. Recent upgrades for the model include several safety features: six airbags, impact-absorbing steering column, front and rear crumple zones and side-impact door beams. Select the Spectra for a car that is better appointed and larger than the Rio. Saturn ION – Base models of the little car from Tennessee currently are retailing around $13,500, but that price may drop later in the year as GM seeks to move several slow selling cars including the ION Toyota Corolla – Always competitive, the Corolla is priced at $14,105 and is considered by industry leaders to have the highest quality amongst all small cars on the market.


A lower cost model, the Echo, has been discontinued but a new model, the Yaris, will appear later this year and retail for about $12,000. Scion xA and Scion xB – Two of the three models sold by Toyota’s Generation “Y” division, Scion, are priced under $15,000. The xA starts around $13,500 and the xB sells for about $1000 more than that. So, are the days of finding transportation under $15,000 soon to be behind us? On the contrary, with the 2007 importation of cars from China the under $10,000 category will soon have new life as cars from Chery and Geely hit U. S. showrooms pushing new prices down to as low as $6600! As a result, Ford, Dodge, and others are looking at ways to build and import cars overseas or in Mexico that will sell for much than current base models.


Effective solutions for sufferers of hirsutism

The condition known as hirsutism can occur for a number of reasons, and this is where women can suffer excessive hair growth on the face or body through causes such as medication side effects or hormonal imbalance. Although the effects of this condition are purely cosmetic, it can have a profound effect on the woman’s life in terms of confidence and stress levels. Anyone that suffers from this condition will know just how stressful it can be to deal with excessive unwanted hair growth, and this is why it is important to look into the different ways of dealing with this problem. Because of the effect that this problem can have upon your general well being in terms of confidence and stress, ensuring that you get treatment for it can also add to your general wellness, making you feel far better in yourself. And with a wide range of solutions available, you can find the treatment and method of hair removal that best meets both your needs and your budget. Where can you get this hair removed? You have a couple of choices when it comes to having some sort of treatment for the removal of this hair growth. If you are not accustomed to using hair removing products then you may wish to go through a beauty salon to start off with. You can find specialist places that deal with the removal of hair on both the face and body, from the upper lip or chin to the female pubic hair area and more. The type pf removal method you opt for will also determine where you have the treatment done – for instance you will find specialist salons and clinics that deal with electrolysis and laser hair removal if you decide to go with these methods, whereas with shorter term methods such as waxing and sugaring you can treat yourself in the privacy of your own home. Where you have the treatment done is largely a matter of personal choice; many people prefer to go through a professional to get the hair removed whereas many other prefer to do this themselves in the comfort of their own homes. Dealing with this problem doesn’t have to be expensive With so many different methods to select from, you don’t have to break the bank in order to deal with this excessive hair growth problem. You can opt for low cost solutions such as getting the areas waxed, sugaring, or using depilatory creams and lotions, all of which can provide shorter term relief from unwanted hair. If you have a busy pace of life and don’t feel that you have the time to keep using these shorter term treatments then you may want to look into longer terms solutions such as electrolysis or laser hair removal, which may cost more but will mean less hassle for you and far longer term results. The method you opt for will depend on both your budget and your needs, but you will certainly not be short on choice when it comes to getting rid of this growth.


Top 6 facts you should know about your new motorcycle

Often experienced motorcycle riders who trade in an old bike for a brand new set of wheels find that they fall prey to an unfortunate set of statistics that occur along with new machines--more motorcycle accidents happen on new equipment than on old faithful rides. Don't assume that 100,000 miles on your old bike means equally capable handling of your new set of wheels. Instead, take the time to learn some facts about your new motorcycle. Low Speed Handling If possible, find a deserted level parking lot that has a relatively clean surface. You don't need bumps, slippery stuff, inclines, potholes or other defects or obstacles in order to learn more about your new motorcycle. You need to plan on spending time having fun and getting to know the quirks of the new wheels. Start by doing low speed circles with your eyes on the horizon and practice until you can do a 360 without putting your foot down and with the steering in full lock. This may require some adjustment in the position of the handlebar or the throttle cable in order to smooth the acceleration action. Follow tight circles with tight figure eights, again without touching your feet to the ground until the bike has come to a full stop. Force yourself to be consistent and precise. This will provide even more understanding of the throttle response in your new motorcycle. Acceleration Repeat the previous exercise at higher speeds--both the circles and the figure eights. Keep your eyes on the horizon and your feet off the ground so you learn the feel of the equipment as it corners correctly and consistently. Varying the speed of the engine while you practice these maneuvers will allow you to ride comfortably at highway speeds as well as in city traffic. Cornering Follow this with learning about the bike's cornering limits. Learn to accept the grinding noise without flinching when a floorboard scrapes the pavement. A reflex jerk to avoid the sound of metal on pavement can cause you to steer right off the curve. If you feel more cornering ability is needed, you may need to change the suspension components. Calling a halt Practice stopping at low speed with a hard stop in order to learn the traction on the new tires, the sensitivity of the brakes and how the bike handles with the rear wheel locked. You need to know precisely what to expect in a real life panic situation and the best way to do that is to practice a hard, locked wheel stop especially in a sideways skid. Once you've practiced the rear action, learn about the power of the front brake. Be careful not to overdue front brake activity until you have a clear understanding of how much pressure the crucial front brake will take. Again, you may need to do some adjustments to the brake controls engagement points or positions to better suit your riding and stopping style. Road Work Now is the time to move your practice skills to the open road. Try to pick a relatively lightly traveled section or road that has some open corners so that you can practice cornering at highway speeds. Continuing to practice leaning techniques will help you to know the limits of the bike in every situation. Use a straight road with painted dotted lines and practice swerving the bike between the gaps on the road. If you can find safe stretches with raised dots for lane markers, you will be able feel immediately if you miss the swerve. Once again, in a safe mode, practice your hard stops at highway speeds. Be aware of following traffic before hitting the brakes suddenly and be sure to allow plenty of room in case you overrun your target point. Double Up Each of the exercises above should be repeated while carrying a passenger. Even if you do not carry anyone else regularly, knowing how your bike responds with a passenger is critical in any emergency situation--even in every day riding. Your motorcycle will respond differently, and you should know what will happen before getting on the open road. It's important that your passenger understand what is going to happen so that they don't panic and throw the motorcycle off balance, thereby causing a serious accident. Another advantage of going through these exercises in low or moderate speed and varying the load on the engine is that they serve as a good break-in regimen for the engine. Now that you have your new motorcycle and have practiced the various maneuvers above, you will want to remember that in adverse weather or road conditions, the new motorcycle may not handle the same as did your old set of wheels. Take things really easy the first few times you ride in the rain or in icy situations. If you have the opportunity to practice in different weather experiences, you will have an even better feel for your motorcycle's handling capabilities.


Coffee finding the right grinder

When exposed to air, coffee beans will oxidize. Coffee grounds suffer this more so because they have a larger surface than the beans and lack the beans’ protective skin. Home coffee grinders allow you to stop the level of exposure and produce the freshest grind. Most importantly, grinding can be done when you need it. Everything has a price, though. Picking the best grinder can make the messy and long process of grinding much more rewarding. There are three main types – blade, crusher and burr. The crusher is the ancient way of using a pestle and mortar to mash the beans. This process is difficult and gives an uneven grind because it just crushes them – not highly recommended. Blade grinders chop. The blade whirls, slicing the beans into small grounds – still not the best because the grains are not the same size and not all the oils are released, varying the flavour and dissipating a lot of the flavour. However, burrs use motorised plates with teeth that are pyramid in shape, allowing for the perfect grind. Better burrs allow for varied grain sizes because the speed can be adjusted accordingly. The burr allows for the perfect brew. Speed control keeps the heating of the beans low. Burrs have two categories. Professionals prefer the conical. It is noisy however. Good ones can go up to 500 rpm. Top quality ones go up to speeds of 10 thousand rpm, with their blades spinning at about twenty to thirty thousand rpm. This allows for fine grinds for Turkish coffee, for example. Some come with a dial for continuous speed adjustments. Others have buttons for some varied 40 different speed adjustments. Beyond that you should look for ones that are solid in construction, easy to clean and preferably less noisy. They should also include a brush for cleaning and easy to remove upper type burrs (blades). Beware of construction materials that cause static electricity. This can let the grounds stick to the blades and the container. Other useful features include a timer and an auto-switchoff. It also helps to be able watch the beans as the grinding takes place. Without this you cannot decide if the grind is ready. So, try to find one that doesn’t use glass or darkish plastic as this hinders your view. You should be able to judge the grind by its colour, but if you cannot see them then this is a problem. Finally, do your research and read all the reviews you can find about each grinder that interests you before you buy it. When you find the right one, you will be pleased with the fresh and flavoursome cup of coffee you produce.


5 Tips for choosing gifts

We all love to receive gifts, whether it’s at Christmas or birthdays, or even a special anniversary. But in order to keep getting gifts, we have to give them to others too. And happily we like that part of the bargain almost as much as the receiving bit. Here are a few tips that may help you choose the right gift for the right person. 1. To help make up your mind you can easily read reviews of gifts you are considering buying at places like Amazon, Buy, Epinions, BizRate, etc. And of course, you can even purchase from there too. 2. Price comparison for gifts is easy if you’re switching between sites like Shopping, PriceGrabber and Cnet. The lowest gift price is out there. All you have to do is find it. 3. One problem with gifts that are wearable is getting the right size. You can overcome this by getting gift accessories, such as scarves, belts, hats, etc. 4. It’s obvious, but keeping an up to date list of the birthday, anniversary, etc, dates of your friends and relatives will mean that you’ll always know when it’s time to buy a gift. That way, you’ll probably receive more gifts too when it’s your turn. 5. Always think about the recipient of the gift. Your maiden aunt is unlikely to appreciate a year’s subscription to a risquй glamour magazine, and your young nephew probably doesn’t really want a pair of socks. Gifts should not be just for Christmas and birthdays. There’s no reason why you can’t give a special gift to someone special just because you want to at any time of the year. It does wonders for a person’s self esteem, and it does wonders for you too: we all really love to give. I hope you can find the time to give to someone today.


The joy of bass fishing in spring

There is nothing quite like bass fishing in spring. The calm air, the warmth, the light breezes, and being one with nature is a feeling like no other and if you enjoy bass fishing like I do, then you’ll enjoy bass fishing in spring. I can remember many a day spent with my family bass fishing throughout the year, but the freshness of spring always stood out for me as some of our best experiences. I highly recommend trying bass fishing, especially in the spring season, with your family. The thing to remember about bass fishing in spring is that the water temperatures are beginning to rise from the winter cold. The fish are starting to become more active as their metabolic rate rises with the rising heat, and this means that the bass move out of the deeper water in search of food after a long winter. Normally, bass can be found in fairly shallow areas searching for food in the bounty of the waters and finding them can be a treat for the fisherman. Spawning in Spring Spring is known as the “prespawn season”. There isn’t a specific time that the prespawning activities of bass will take place, though and they will basically occur at all sorts of different times and in different temperatures throughout the season. The prespawn season is categorized by the changes in the bass as they tend to be a lot less cautious in their ravenous search for food, companionship, and a spawning partner. The bass move back and forth from the shallower waters a few times a day to feed, so finding them in the shallow portions can be generally easy. Bass eat high energy foods in the spring like crawdads and other smaller fish that help give them the protein they need to accomplish all the goals they have in the spawning season. Making yourself familiar with the location of the shallower portions of the body of water in which you are fishing is always a good strategy for catching that giant haul of bass. Also, become familiar with the foods in the lake and hide out there. Staking out the good crawdad areas is a surefire way to locate large pools of bass. Look for trees, stumps, rock piles or other debris that run from shallow to deep and troll that area. A good angler also becomes familiar with the size of the bass food of choice and lures his or her rod accordingly to try and slip one past the fish. Bass fishing in spring requires you to do a little research, but in the end it is one of the most rewarding seasons for fishing and a great way to spend time with the family, learn about nature, and explore lakes and other bodies of water.


Love your job

Tip: "Love your job" " If you can't be in the job you love… Love the job you're in (or the way you do it) " LOVE YOUR JOB ! Friends ! loving your job is an extremely useful tip for reducing tension from life :- Love your job. I know that not everybody among us is fortunate enough to have a job of his/her liking. We all are living in a fiercely competitive era. In today's time, just being eligible for a job is not enough. We have to be most eligible than all other eligible persons to get a dream job. Now to be the most eligible of all is not that easy. It depends upon a number of visible and invisible factors such as our family background, our educational qualification, our physical appearance (in some jobs at least ), our performance in a particular exam etc. Since not everybody can be the most eligible one, most of us will have to contend with other jobs which may or may not be of our liking. Let us consider your present job. It may be the case that you are doing a boring, routine and less rewarding job. May be you are not getting the chance to work at your full potential in this job. Certainly a man/woman of your caliber deserves something better. And if you are making all the necessary efforts to get the perfect job in your dream company, I give you my best wishes for your efforts. However, it is my humble advice that while you are searching for that perfect job, enjoy the way you are doing your present one, and keep celebrating and expanding all the other joys of life that surround you. No matter how bad, boring, frustrating, and less rewarding your present job is, one thing is certain - you'll go nowhere by fuming and fretting about it ! Consider this : at any given moment your job is the main source of your income. Your bread and butter comes from the money you earn in this job. You pay your monthly bills, your taxes and your child's school fee from the salary of this job. You take your wife out for a dinner and give her a beautiful present from the money you earn from this job. Your present job is the platform on which you'll lay the foundation of your future dream job. So dear friend your job is no that bad. Just see the positive side of picture. Love your job , respect it. I know it is not very easy to love our boring and dull jobs. However, if we want, we can easily make our job interesting . A little bit of effort & innovation can make any kind job interesting. Let me give you a very useful tip : If you want to make your job interesting, then ask yourself - "How can I do this job in a better way ? How can I improve my productivity ? " Just think over these two questions and you will get the answer. The best way to make your job interesting is to constantly find the way of doing it in a better way. Here are few benefits which you'll get by loving your job: (1) Your productivity and performance output will increase. (2) Your image in the eyes of your seniors will improve. (3) You will feel less tired and exhausted at the end of the day. (4) Your overall relationship with your colleagues will improve. (5) You will be able to finish your work quickly if you do it with passion. As you love your job and do it wholeheartedly, you will not find the time for fuming and fretting over its negative aspects. You will remain busy in it and will not feel frustrated or tense owing to the dullness or monotony of your present job.


Retiring to a golf community

When you retire do you know where you want to go? Some people simply want to stay in the home that they lived in their entire life. But on the other side of things there are people that want to retire to something a bit more comfortable. One of the best options fore people like this is retiring to a golf community. If you like the game of golf, and are not against moving, this is one option that you should definitely look into. The best thing about a golf community is the golf! If you like to play the game, this will give you the ability to hit the links everyday of the week. Regardless of what time it is or what day it is, you are never any longer than a short walk or drive to the first tee. In addition, golf communities are also great places to live as well. Most of these communities have many options to choose from. In most cases you can buy a home or condominium, or if you would rather you can rent an apartment. Just make sure that you know what decision is best for you, and then move forward with a golf community that can suit your needs. When searching for a golf community to move into you will want to take your time. By jumping into things too quickly you may end up finding out down the road that there was a better option available. Most retirees like to move into a community where there are other people their age around. This is a great idea and there are many golf communities that cater to people who are retired. Finally, just because you do not have a lot of money does not mean that you cannot move into a golf community. There are thousands of these all over the country with each one offering unique features and price levels. Simply search around until you find something that suits your needs and budget. Overall, retiring to a golf community can be a lot of fun. Not only will you get to live in a nice home for the rest of your days, but you can also play golf anytime that you want. For some people this is as good as it gets. If you are interested, start your search today. In no time at all you will be living the life of luxury.


Internet marketing yes you can do it yourself

Even if you don't know anything about internet marketing, it's not difficult for you to learn how to take advantage of its benefits. One of the easiest types of internet marketing that you can do is that of the email signature line. It requires nothing more than adding the address of your website to every outgoing email, thus increasing the potential that a new customer may see it, visit, and become interested in buying. Although you may not need this so much for your work email, if you have a separate email for your personal correspondence, it can work wonders for you. Since it's only a signature line, and not an actual advertisement, you don't have to worry about being accused of sending spam, but at the same time, you are able to get your point across. Another thing you can do is make sure that you submit your website to the search engines. If you have a Webmaster who takes care of your website, this may be part of the deal with them, but you want to make sure of that. If you maintain your own website, it's important to make sure that you submit the site to as many of the search engines as possible. There are some places where you can submit free, but that involves a link back to their site from your site, probably not a very businesslike proposition. Besides, if you pay for the service, you will be able to submit to more of the search engines along with directories and other places that will give your website very high exposure. If you participate in a Pay-per-Click advertising scheme, you will not only be putting your advertising dollars to better use, you can choose where to place your advertisements, thus assuring that a greater amount of traffic comes to your site that is actually interested in your products or services. By targeting only certain types of websites, you have a better chance that those seeing your ad are ones who are interested in buying something from your website. Although not as effective as the methods above, you can also place the link to your website on Free for All links pages where other people will see them. You want to make sure to choose those who do not require an email address to avoid unwanted advertisements in your email, so you want to find pages that are specifically for businesses such as yours rather than those who allow individuals to advertise services and projects in which they participate. You may also try classified advertisements, but these are in the same category as the FFA pages, and probably even less effective. They are good to add another marketing source, but don't expect too much from them.


The best and simplest computer virus protection

Many computer users live in fear of computer viruses. It is true that computer viruses can do a lot of damage that most likely could have been easily prevented – that is if they had a working up to date virus program. First of all be reassured. Even if your computer is “wiped clean” or “wiped out” you may not be in the doghouse so to speak. If you use the computer mainly for browsing on the internet, then it is only a matter of a reinstall of windows to get you on the web again. Your computer is only a device to access the internet. It is as if you get a new phone to plug into the wall or a new TV to watch the channels that were there that were and are still there. Your email most likely is safe as well. If you use a web based mail program like hotmail or yahoo to access your email – then your email is most likely still sitting on that company’s server in California, Bombay India or somewhere else in the world. If Microsoft goes bust, your lost email will be the least of your problems in today’s world. If you use a mail reader client like Microsoft Outlook or Outlook Express, then at the worst your new email is sitting safely at that computer mail server computer. Next it can be can be said that we have gotten off easy with computer viruses. Well at least up the presentputer viruses can be written by its developer to do anything the developer wishes. For the most part computer viruses have been relatively innocuous. The majority of the computer viruses that you will encounter, at present, in your career as computer user, are of the “Trojan” variety and are not that mean or destructive to your computer. . Trojan antivirus are computer viruses that patiently sit in wait for a signal from a control computer, somewhere in the world, to be part of a large scale computer attack on some remote computer to overwhelm that service and disrupt its function on the internet.. You may have heard such tales in regards to C. N.N. or Amazon having their internet service being knocked out of service maliciously. Believe it or not it is estimated that up to 50 – 60 % of most computers have these Trojan viruses sitting quietly and patiently in their computers and do not know and most likely will never know that they are infected. The first rules of computer security is that if the computer is used at for storing delicate, sensitive or important data - then that computer should not be attached to the internet or have an internet connection. It’s as simple as that. If you don’t talk then you can never be accused of blabbing. As an example there was a firm that was allowed access to very confidential government data as part of its business plan. . It was made very clear, by the government agency involved as a sponsor, that this data was most confidential. I f this information was somehow leaked or placed on the internet then dire consequences would occur. What could be a simpler message? And yet in this case, all for the convenience of the owner of the firm, the computer was directly attached to a fax computer. Even of that computer was only connected to the fax max machine computer for a split second that is all it would take for the wrong information to “get out”. Politicians follow the rule of deniability. Why shouldn’t you. ? Make your life trouble free. If the computer is nowhere near the internet in any way shape or form you can never be blamed. Simple as that. The most important factor in computer antivirus protection is not so much the product used or installed – and there is no shortage of very reasonable computer antivirus products. The most important factor for computer antivirus security protection is that updates for the antivirus be done on a regular basis. When you purchase a new antivirus product or complete a renewal product that is in essence what you are doing. It as if you are buoying a magazine subscription for the year. By purchasing the subscription you are now entitled to antivirus updates for the coming year. New computer viruses are coming out “all the time”. It does you little good to be protected from last years plague. You need to be protected from the current viruses that are causing the havoc now. Make sure that you either have a copy of an antivirus installed that has current virus definitions or if you purchased a commercial product that you have a valid subscription that allows you access to the current up to date virus lists. Next be sure that you run regular full comprehensive antivirus scans to detect and quarantine new and perhaps dangerous computer viruses. More featured commercial antivirus programs may do this automatically. In the end most of life comes down to preparation and attention to detail. A major role of fire departments is not only to fight fires but fire prevention. Your computer antivirus protections scheme and program should be likewise


Tuesday, 27 September 2016

Solutions to small business banking

Many businesses find that just knowing the bottom line of their credit limits is not going to suffice in managing their business. There are solutions to Small Business banking that can give business executives more than the bottom line. Through their online banking accounts, they can transfer funds wherever they need to in the world and keep a running record of all expenses. Accountants for small businesses love the solutions to small business banking being offered today at many bank branches. The accountant's work is almost completed for them by the time the end of the month arrives. The paper trail provided by the solutions to small business banking is organized in files and the accountant is saved the task of sorting through various piles of paperwork for each department. The solutions to Small Business banking allow the Accounts Receivable and Accounts Payable sections to do all of their invoices through the online invoicing services. The payments that are due by clients can easily be paid through the online payment options and all fees associated with those payments can be attributed to the correct client. Some of the methods of payment might be through other payment centers, but the amounts are delivered to the correct account in one easy payment process. Other solutions to Small Business banking will affect every employee. There are some bank branches that use the online payroll services to transfer salaries to the correct bank accounts, and these accounts can be anywhere in the world. Many payments can be made on behalf of the employee too such as child support payments that must arrive by a certain date. The employee uses these solutions to Small Business banking to satisfy Court requirements and to have a legal record of the payment made to a child that can be sent to any legal entity in a matter of seconds. The organization benefits of the solutions to Small Business banking services will be truly appreciated every year at tax time. There are online tax services available that provide tax solutions to Small Business banking and allow banks to keep accurate record of all expenses and costs associate with the tax year such as filing fees. The tax services provide employees with their W-2 forms and allow employers to maintain accurate files on their employee deductions throughout the year. Other solutions to Small Business banking will allow small business owners to track purchases. The business check card services also allow businesses to allocate funding four times a year and keep those balances on the cards. This keeps the small business owner from over-spending and helps them to maintain accountability for all inventories that can later be used on tax forms to calculate depreciation costs.


Know what to expect with laser hair removal nyc

Hair removal is a cultural idea that nearly everyone adheres to. Removing your own unwanted body hair can be painful, time-consuming, and only last in the short term. There are many methods of longer term hair removal that rid you of the need to shave every day, and can help you be rid of the embarrassment of body hair in places that are not culturally accepted, such as on your back. Some of these treatments can be a bit painful and a bit more costly than shaving or waxing. Laser hair removal is a fairly new commercial method of ridding your body of unwanted hair. There are many places that will remove your body hair using this method. Laser hair removal NYC is widely available. Laser hair removal is technically known as a type of epilation, which is the removal of the entire hair, including the portion under the skin. This type of hair removal causes the hair to grow back at a much slower rate than shaving, which only removes the hair from the skin level. In addition to the use of lasers, this type of hair removal can also be accomplished by waxing or plucking. Laser epilation was performed on an experimental basis beginning in the 1970's. Widespread commercial availability occurred in the 1990's. Since then, laser hair removal has become a popular way to remove unwelcome body hair for longer periods of time, especially in places like NYC where wealth is plentiful, and people are really concerned about the way they look. In laser hair removal, the lasers cause damage limited to a small area by selectively heating dark target material where the hair grows, but it does not heat the rest of the skin. Since light is soaked up by dark objects, the laser energy is soaked up by the dark material in the skin with high speed and concentration. Epilation lasers aim at one of 2 types of dark material in the skin. The primary dark target material for laser hair removers is the melanin, which occurs naturally in the skin, and gives it and hair its color. Since the laser light that is used only selectively soaks up photon, only dark hair (black or brown) can usually be removed. Another type of dark material that laser hair removers target is hemoglobin. This material is naturally existent in our blood. This is not a primary target in laser hair removal, however. If you are interested in having laser hair removal in NYC done, that there are some things to be aware of. Number one, it is not painless. Just like plucking or waxing, when the hair is yanked out of your skin, it is going to hurt. How much depends on your pain tolerance. There are certain cooling methods that are used, depending on the laser hair removal clinic in NYC, in treating the pain and side effects, including chilled clear cooling gel, water misting, forced air cooling, and cryogen spray. It is also important to know that no type of laser can remove your hair permanently without significant scarring, no matter what a laser hair removal clinic advertises. Multiple treatments of an area seem to be more efficient for longer-term hair reduction. In other words, if you have the treatments done on a fairly regular basis, when your hair does grow back, over time it will be thinner and lighter. There are current restrictions that most laser hair removal NYC clinics will uphold for frequency of treatments. These are a space of 1 month between face treatments, 2 months between chest treatments, and 3 months between leg treatments. Laser hair removal NYC is a great way to rid your body of unwanted hair, especially in places that would be hard for you to treat yourself. Why shave every day when you can have smooth skin for up to a month at a time?


How to make it in an online business

If you are working in a company that does not offer its services or products online, then you're definitely living in the Stone Age. Businesses today realize that in order to stay competitive, they have to communicate with today's audience who do business primarily online. Running an online business means that you can participate in the global market. And having a global audience means that your store is up and running twenty four hours every day and seven days of the week. While your customers from New York might be sleeping, those from Beijing would surely be awake. Therefore an online business is one that never sleeps. It is one that is always on call by customers. As such, an online business must be manned 24/7, keeping a close watch on potential business. In managing an online business, communication is important. Using email and instant messaging as a form of communication between you and your staff will surely be beneficial. There are also different technologies such as the VoIP (Voice Over Internet Protocol) that enables you to talk with your business partners and your staff from all over the world quite effortlessly. But since you and your associates live in different time zones it is important to set up a specific time of the day when you can communicate with them about the updates and different issues that your business face today and what they need to do about it. You should make sure that they follow your instruction and schedule strictly. Meetings are also a must for online businesses. Meetings are where you'll know the issues hounding your employees and problems that the business is facing. To be able to save on time and effort, online businesses today can meet in an online virtual conference room. This will eradicate the need for physical space and manual preparations. "Increasingly, conferences and other collaboration projects are moving from the brick-and-mortar world to the online realm, where video and Web technologies are reaching new heights in convenience and usability." ( pctoday May 2007 Vol.5 Issue 5) Another way to survive online is to build up your brand! Yes, brand is important even though you're on the World Wide Web. Building your brand means providing good products, fast services, and pleasant experiences to your customers. Yes, you'll definitely want your customers to have pleasant experiences. Remember, word spreads fast on the Internet. If you have one customer who had a not-so-good time in dealing with your online business and spreads the rumour, then chances are your business reputation will be ruined. Jeff Bezos, the founder of Amazon understands this when he quoted "If you do build a great experience, customers tell each other about that. Word of mouth is very powerful." Don't forget that your website is the face of your online business. Surviving in the online world means that your online business must be able to keep up with the latest technology. And in designing your storefront always keep navigation in mind. A potential customer would not want to click through twenty different web pages just to buy a certain product. The keyword for an online business on website design is Simplicity. Surviving your online business is challenging. Everyday, there are thousands of companies going online and millions of individuals setting up an online business. Ultimately, the key is to success in this endeavor is to love what you do. After all, not everyone gets to touch lives in a global scale.


Magnetizing the law of attraction

Much has been said about the law of attraction and The Secret, but we are missing the very practice that makes this law works – harnessing the power of electro-magnetism. The law of attraction is all about magnetic energy. We transmit thought energy which is magnetic. We attract the things that we visualize just like a magnet does. The whole universe was created with thought energy, an indication of how powerful this energy is. A person’s success very much depends largely on his or her ability to use this energy. To harvest this electro-magnetic energy and improve our ability in attracting what we visualize, we have to practice sleeping with the head of our bed pointing North, running parallel with the magnetic pole through the earth. In this way, the magnetic currents of the earth move from the head to the feet, and we get full capacity. This magnetizes our physical being and enhances our ability to attract the things that we visualize. This may be the reason why some people are restless in bed, because they sleep with their body cutting across the magnetic pole. This is also the reason why some practitioners of the law of attraction get minimal result from their visualizations. It is because they have very weak electro-magnetic energy. People who have practiced the habit of sleeping with their head pointing North have been known to see the Earth’s magnetic field, which looks like fine white rain in a night sky. They can even tell if they are just a few inches off North while lying down because they can feel the energy running through their bodies. I sleep in this manner and have experience many of my visualizations materializing close to my original intentions. Also I feel more energized after I woke up. The law of attraction operates electro-magnetically. How effective our ability is in attracting what we visualize is dependent on our mind and body’s electro-magnetic power. It is just like the batteries we use on our radio. When the battery is new, we get very clear signal from our favorite radio station, but when the battery is weak, all we get is a lot of static. Harnessing the earth’s electro-magnetic power is like re-charging the mind and body’s batteries to operate on full capacity, so that we can work on a clear signal. Fully charged, we can send our thoughts to the universe confidently knowing that it will manifest what we visualize and then having it sent back to us in its complete form. The quality of our electro-magnetic energy, visualization and the intensity of our broadcasts all have impacts on the end result.


Does a faulty barometer herald a storm for stocks

Should you fire your financial advisor and hire a month in order to optimize your asset allocation? Probably so, if you believe proponents of a time-honored indicator of future stock market performance known as “The January Barometer.” The Barometer simply states that “As goes January, so goes the year,” and it’s racked up a seemingly remarkable forecasting record since well before Yale Hirsch of Stock Trader’s Almanac first popularized it as early as 1972. Since 1938, the direction of change of the benchmark S&P in the first month out of the gate has matched the year as a whole more than a whopping 80% of the time, making January by far the most predictive month on the calendar. The results are similarly impressive if you use the Dow Jones Industrial Average (DJIA) as a yardstick and, although it somewhat diminishes the accuracy of the forecasting tool, if you assess efficacy over the next 11 or 12 months to avoid double-counting January’s moves in the periods it’s supposed to foreshadow. Dating back to the inception of the NASDAQ Composite Index in 1971, January achieves the greatest success of any month in anticipating the movement of OTC stocks throughout the following 11 or 12 months, and ranks second only to April in its correlation with calendar-year outcomes. Starting from 1950, an up January has meant about a 13% gain in stock prices through the remainder of the year, while opening with a down month presaged about a 1% loss. Criticisms of The January Barometer The historical evidence looked even more compelling at the start of this decade, but The January Barometer laid an egg in 3 of the past 5 years. In 2001, a positive January called a premature end to a bear market that got ugly after Al Qaeda suicide hijackers attacked the World Trade Center and Pentagon. In 2003, stocks declined in January, continuing a deep correction in the wake of a sharp initial rally off the final bear market low of the previous October, but turned higher in springtime to climb 26.4% by year-end, still the biggest annual gain since the 1990s. Last year, the market fell again in January, only to see the S&P 500 eke out a 3% gain for all of 2005, although the Dow edged down a fraction of a percent. However, the lackluster display by the blue chips actually understated the effect of the Barometer’s error in a year in which smaller stocks outperformed for a 6th straight time and the average equities mutual fund returned a total 9.5%. Supporters of The January Barometer sometimes point to the 20th Amendment, a piece of Depression-era legislation also known as the “Lame Duck Amendment,” to explain why it works. The 20th Amendment mandates that presidential terms, as well as those of senators and representatives, shall conclude in January, and calls for congress to convene on January 3. Formerly, they didn’t throw the rascals out until March. Despite ratification in early 1933, the amendment didn’t take effect until 1934. Hence the nation was forced to endure 4 months of lame-duck leadership from a by then wildly unpopular Herbert Hoover after the 1932 election, as the Great Depression deepened and Wall Street surrendered the vast bulk of its spectacular gains achieved during the summer of ’32, following the stock market bottom. Now, the president delivers his State of the Union Address, highlighting priorities for the year ahead, and unveils his proposed budget in January, making the month particularly influential, or so the theory goes. Of course, they don’t hold national elections every year, and almost all of the leaders are incumbents or politicians with already well-known agendas. If the timing of the presidential inauguration is so important, why didn’t a “March Barometer” foretell stocks’ future before 1934? From 1897 through 1933, the direction taken by the DJIA in January corresponded to the full year’s results 23 times out of 37, versus just 20 of 37 for March. The record throughout that interval stays the same even if you substitute the S&P for the Dow beginning in 1928, the first year they tabulated daily prices for the S&P. Staunch defenders of the January Barometer like to commence their record keeping in 1938, citing the especially lopsided congressional margins enjoyed by Democrats earlier under the FDR Administration. This smacks of classic backfitting, however. Could the real reason behind the 4-year delay in implementation of their pet prognostic technique instead be the disastrous performance shown by The January Barometer in the 1934-1937 timeframe? In 1934, the S&P jumped a robust 10% in January, only to slide 19% during the next 12 months. If you sold on January’s 4% dip to kick off 1935, you missed a roaring 57% advance. And if a 4% rise in January 1937 enticed you to bite, the stock market’s October 1937 crash left you licking your wounds amid a 41% plunge. Another benefit to choosing 1938 as a starting point, while ignoring the entire 1897-1937 period, rests in the fact that most market years are up years, and the more recent era captures the secular bull markets of 1949-1968 and 1982-2000, leaving out the worst years of the Depression and the relatively dull markets of the first 20 years of the 20th century. In 1897-1937, stocks went up only 23 out of 41 times (56%), compared to 47 of 67 (one year was unchanged), or 70%, subsequently. January historically ranks as the second-strongest calendar month for stocks, trailing only December. January Barometer’s Notable Failures Still, in over a century since the advent of reliable daily stock averages, the January Barometer boasts a 72% (78 of 108) success rate, including a level of accuracy approaching 80% during those years in which the market closed higher in January, as was the case this year. Yet the S&P 500, through Friday, February 10, 2006, remains over 1% lower this month after hitting new bull market highs a few short weeks ago. Accordingly, this seems like a good time to examine some of the January Barometer’s most notable failures following those occasions when it appeared to call for further stock price appreciation. 1902: The DJIA established a final bull market peak in June 1901 and continued to edge down slightly in 1902. 1903: Railroad stocks had risen for over 6 years, more than tripling without a serious setback, when they topped in September 1902. Their yearlong bear market was just getting started when 1903 rolled around, and their eventual collapse would drag down the industrials. 1906: Final bull market high in late January, and the DJIA was nearly cut in half before the end of 1907. 1914: A 5-year bear market, which began with an unsuccessful assault on all-time highs in 1909, climaxes in July 1914 when authorities shut down the New York Stock Exchange at the outset of World War I. 1917: After stocks more than double to a November 1916 final top in the first couple of years of the War, in which America gets rich supplying the Allies in Europe, the market drops 40% by December 1917, as direct U. S. involvement in the conflict looms. 1929-31: Stocks crash after an explosive rally in the summer of 1929 caps an 8-year bull run, ushering in the Great Depression. Optimistic investors prematurely bid stocks higher to begin each of the next 2 years, only to regret it. 1934: After more than doubling in less than a year, the new bull market stalls following fresh highs in February 1934. 1937: A March top culminates an advance of nearly 5 years and 372% in the DJIA before the short but severe 1937-38 “Roosevelt Recession,” which saw industrial production fall faster than during 1929-32 and cut the Dow in half. 1946: A last thrust higher following a 10% February correction merely postpones the inevitable. The 129% DJIA gain in a span of more than 4 years culminating in a May 29, 1946 peak grossly understates the extent of the advance leading up to the high. The S&P does significantly better than that, and other averages leave the blue chips in the dust. Railroad stocks nearly triple, and the Dow Jones Utility Average quadruples. 1966: Another bull market launches in the second year of the decade, only to die in the 6th, as the Dow touches 1000 for the first time en route to a February 9, 1966 closing high. 1994: On February 2, the anniversary date that preceded the 1946 correction, and also in the 4th year of a bull market, stocks begin a 10% correction, as in 1946. This time, however, rather than quickly racing to a final top after the correction is over, the stock market trades in a narrow range throughout the rest of the year before busting out higher in 1995. 2001: The 1990s bull market amazingly lasts over 9 years, taking the NASDAQ Composite from a mere 325 to above 5000 in March 1990. After a run like that, the ensuing bear market wasn’t nearly complete despite a reflex rally in early 2005. What Can be Learned? Are there any lessons we can take from the 14 notable failures of the January Barometer described above? Six of the examples (1902, 1903, 1917, 1930, 1931, 2001) involve false January rallies that developed in the early stages of bear markets. Clearly, we don’t fit into this category. The bear market following the late 1990s tech-stock mania bottomed on October 9, 2002. Our market attained its subsequent high-to-date just last month. Could we have already seen the final top, or might the entire advance since 2002 represent nothing more than an elongated bear market rally? The latter possibility would be essentially unheard of, given the amount of time elapsed since the low. Nevertheless, bull markets have been known to expire in a shorter time than the 3 years and 3 months required to trudge to the January 11, 2006 closing highs in the DJIA and S&P. Almost half of all previous misleadingly bullish Januarys came late in long or powerful bull markets, during the years (1906, 1929, 1934, 1937, 1946, 1966) of their final tops. The latter 3 such cases, like our present situation, all unfolded following “second-year lows,” but served up lengthier and more energetic advances than the 2002-06 bull market so far. The 2-month, 12% bounce in the S&P from its low last October 13 would represent an uncharacteristically brief and anemic concluding bull leg, especially anticlimactic on the heels of a flat year. Unlike 1946, 1965-66 and 1994, we haven’t seen a 10% market decline in some time. The largest correction the market could muster in 2005 was on the order of 7%. The less-than-stellar 52% maximum improvement in the closing price of the Dow since its October 9, 2002 trough is also tepid by bull market standards. As in 1942-46, the S&P is ahead of the DJIA, and broader indexes have crushed both blue-chip measures, but the S&P’s reluctance thus far to challenge its all-time high, unlike the Dow after it was similarly cut in half 100 years ago, further attests to the underachieving nature of the existing bull. Still, this bull market is undeniably long in the tooth, and enough time remains in 2006 to set up a final top and then possibly stage a decline big enough to make a liar of The January Barometer for a 4th time in 6 years.


The shocking truth about internet marketing

From the desk of: John Arrington Friday 8:45 pm Home based businesses are where the average person can become rich in a short period of time. Big things are happening in cyber space. And those who have their own web site or have joined an affiliate program have caught the wave. You can reach a vast amount of people to sell your products to world wide. Never before in history has the average person been able to reach so many customers with just a flip of the wrist. All you need to make a living off the internet is: 1. A web site. 2. A hot product or program to sell. 3. And tons of traffic. The more traffic, the better your chances are at becoming rich. And some of the best places to get all this traffic are FREE. And here is a tip for any home based business: Sell more than one product from your web site is the way to go. Yes, selling more than one product is a great idea. Why? Because if one product was to slow down for some reason or the other, the other ones will carry it. So, your income would still come in. You see this way you will have multiple streams of income coming in from one web site. Here is another marketing tip: Advertise all your products or programs from one web site. This way you will only have to promote one link. And that would be a link to your web site offering all your products. Having multiple streams of income all coming in from one web site is how the big guys are making their fortunes. So why not you? All you need is a computer, web site, products or programs to sell, and a huge amount of traffic to your web site. That’s all it takes to make anywhere from $50,000 to $100,000 per year. All from the comfort of your home. But to make this happen you have to stay focused and advertise the heck out of your web site. I mean everywhere. Free and Payed ads. Offline and online. Internet success doesn’t happen insanely, but with a lot of will power and patience you will success. It all boils down to how determined you are at becoming successful. And if your heart is not into it, you will struggle along the way. To me what could be better then working the hours you want. And make more money doing what you like to do. And that is working less or working smart. For many people business opportunities offer them the freedom they’ve been looking for. And they get to call the shots because they work from their homes. No bosses looking over their shoulders, they collect the checks. I know that I’m not comfortable having a boss looking over my shoulder. So there is money to be made from starting your own Home Based Business. Just get started. If you’re having financial difficulties right now. I want to let you know there is hope. Just start placing FREE Classified ads, join free traffic exchange web sites. Write articles and submit them FREE. Just get started TODAY, place Free Classified ads. Never let up on advertising. I guarantee, you will never run out of places to advertise your web site for FREE. “The Shocking Truth” The more you advertise, the more traffic, the more sales, the more money you will make. Hey, don’t laugh I have heard about people giving up and quitting because they wasn’t making enough money fast enough from their Internet Business. I know what happened is, they advertised a little here and a little there. And nothing happened. Or they got so wound up in lifes shuffles and got so busy, and forgot about advertising aggressively. So their dreams slowing died. And they returned back to their 9-5 slave jobs. Don’t let this happen to you. Stay focused on your dreams and make them come true. Just advertise the heck out of your web site. Stop Putting Off Your Future! You are not getting younger and no one will do it for you. You have to make your dreams come true. You know, one thing will never change about any business past, present, and future, they all must advertise aggressively to make a decent income. The serious money is being made by everyone who is promoting the heck out of their web site. Advertising should be our every move. Stop playing around and get serious about Advertising. You will have enough time to play later when the money starts rolling in. But until then you can’t afford not to advertise. There is nothing else whatsoever you need to do to make some serious money off the internet. And all that is, ADVERTISE, AGGRESSIVELY. I can’t tell you enough that is the SHOCKING TRUTH about Internet Marketing. ADVERTISING! Why is this so shocking? People tend to drift in their thinking. They do something for awhile and then they don’t complete what they where doing. Than they try to do something else different. So, the Shocking Truth about Internet Marketing is, Stay focused on the task before you. And get serious about advertising. Stop Jumping web site to web site looking for another product to sell. If you can’t get the one you have now up and running, what makes you think you could get another one up and running? The truth is stop wasting your precious time hopping web site to web site. The grass is not greener on the other side of the fence. Hopping around web site to web site only detracts you from staying focused on becoming a successful Internet Entrepreneur. Just stay focused on the web site you have now. And promote the heck out of it. Until it starts producing you a very nice income. Than and only than search for another product to sell. I’m only trying to help you become successful in the shortest period of time. What I’m telling you here is what finally put me over the top. Now, I live the life that others only dream about. What I did to do this was to stop hopping web site to web site, and I started promoting the one I had. And it worked. I finally stopped searching for something else that might work quicker and bring in some money faster. This knowledge right here was the missing link or gold nugget that I was looking for. Just STOP and promote the web site you already have. There you have it. Copyright © 2006 & Beyond All Rights Reserved. This article may be distributed freely on your website and in your ezines, as long as this entire article, copyright notice, links and the resource box are unchanged.